FAQ - Is there financial support?
How could I ever afford to have a baby?
Having a baby can be financially demanding, but there is help available. The advisors at TPAC have information about benefits, Tax Credits, maternity pay, Sure Start grants, childcare providers etc. What you are able to claim will depend on your situation: whether you are single or not, if you are working or in education, and where you are living. We can direct you to people who will be able to help you work out what you will be entitled to, and support you in planning your finances.
01
Maternity Leave
If you are working you will be entitled to maternity leave. Your job may be kept open for you if you want to go back some time after the birth. You may be able to arrange more flexible hours, or to work part time. The amount of maternity pay you are entitled to and the length of time you may take off work will depend on how long you have been in your job and the policy your employer has. You may also be entitled to working families’ tax credit.
02
Child Tax Credit
You will be entitled to child benefit (even if you are under 16 years old).
If you are not working you may be able to claim income support. The amount for a parent with a child is more than for a single person.
03
Sure Start Maternity Grant
If you have no other children under 16 and you or your partner are receiving certain income-related benefits, you may qualify for a Sure Start maternity grant.
There is much more help available, including education grants, help with childcare costs, enterprise grants (if you want to work from home) and help with debt problems. Contact us for more information. You can also get information about most benefits (and maternity pay) from www.dwp.gov.uk
04
What about My Education?
Having a baby does not need to mean the end of your education. In fact, the education system today is more flexible than it has ever been.
How and when you continue with your education will depend on what stage you are at (school, college or university) and what will suit you and your baby best. You may be able to study at home or take some time off and return. You may be able to transfer to a different place of study with more support or on-site childcare. This will depend on your personal circumstances and your choice.